The BalancedInvestor Club

YRD Market Analysis

Overview

Fundamentals

P/E ratio22.56Forward 7.10
EPS (TTM)$0.09-10.2% YoY
Profit margin0.7%FINANCIAL SERVICES
Market cap$176.5MMicro cap

Valuation

Forward P/E
7.10
PEG ratio
1.24
P/B
0.13
P/S (TTM)
0.21
EV/EBITDA
-0.15

Profitability & growth

ROE (TTM)
0.4%
Operating margin
4.1%
Revenue growth YoY
-34.1%
Dividend yield
27.2%
Beta
1.23
Last earnings
Mar 26, 2026 · Estimate $0.00 · Reported $-1.43
Analyst estimate. Actual results often differ.

Ratios are point-in-time. Historical metrics — no guarantees about what comes next.

News & Sentiment

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Via 3rd party. Not a recommendation or advice by The Balanced Investor Club. See disclaimer.

About Yirendai Ltd

Yiren Digital Ltd., is an online consumer finance marketplace connecting borrowers and investors in the People's Republic of China.

Classification

Sector
Financial Services
Industry
Credit Services
Exchange
NYSE
Country
China
Currency
USD

Company profile

HQ
CHINA MERCHANTS BUREAU BUILDING, BEIJING, CHINA
Fiscal year end
December
Latest quarter
Mar 31, 2026
Market cap$176.5M
Shares outstanding$86.4M
52W high$7.40
52W low$1.58

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