See your patterns. Trust your decisions.
Investors who pick individual stocks lose about 7 percentage points of returns per year on average. Those who choose index funds or ETFs lose 1.2 percentage points.
Why does this happen? Because most decisions get made impulsively, not informed.
The gap is in the behavior. That's what we exist to help with.
Sources: Morningstar, Mind the Gap 2025; Barber & Odean (2000), Trading Is Hazardous to Your Wealth, Journal of Finance.
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The most active investors give up as much as ~7% a year to their own behavior — not the market.
On a $75,000 portfolio, that's about $5,250 a year. Call it a behavioural tax.
You can't fix what you can't see — this is where you see yours.
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We're educators, not advisors. We don't make buy or sell recommendations under any circumstance. All content is for educational purposes. Past performance doesn't guarantee future results. Your decisions are your own. Disclaimer