The Balanced Investor Club

Credit Services Industry Analysis

54 companies analyzed • Returns from -208.5% to +119.0% • Data through Mar 19, 2026

Company List (54 Results)

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Industry Performance

(54/54 companies)
2025-03-21 → 2026-03-19
Weighted Avg
-7.3%
Best
+119.0%
Worst
-208.5%
Returns Distribution
Top 5
1. TROO+119.0%2. ECPG+68.7%3. EZPW+59.4%4. QD+53.1%5. FCFS+47.8%
Bottom 5
1. DXF-208.5%2. LMFA-153.8%3. LX-144.1%4. SEZL-127.0%5. QFIN-123.5%

TROO

+119.0%

TROOPS Inc

ECPG

+68.7%

Encore Capital Group Inc

EZPW

+59.4%

EZCORP Inc

QD

+53.1%

Qudian Inc

FCFS

+47.8%

FirstCash Inc

BFH

+38.5%

Bread Financial Holdings Inc

GDOT

+35.8%

Green Dot Corporation

ENVA

+34.0%

Enova International Inc

SOFI

+28.3%

SoFi Technologies Inc.

SYF

+19.3%

Synchrony Financial

NNI

+13.4%

Nelnet Inc

JCAP

+8.8%

Jefferson Capital, Inc. Common Stock

AXP

+8.7%

American Express Company

ATLC

+6.4%

Atlanticus Holdings Corporation

WRLD

+6.1%

World Acceptance Corporation

ALLY

+4.4%

Ally Financial Inc

SNTG

+3.3%

Sentage Holdings Inc

COF

+2.7%

Capital One Financial Corporation

ATLCP

+2.3%

Atlanticus Holdings Corp Preferred

OMF

+1.2%

OneMain Holdings Inc

1–20 of 54
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Methodology

The Weighted Average return (-7.3%) is calculated using market capitalization as weights. This gives larger companies more influence on the average, providing a more market-representative view.

52 companies with market cap data included: TROO, ECPG, EZPW, QD, FCFS, BFH, GDOT, ENVA, SOFI, SYF and 42 more...

Educational content · Not investment advice or recommendations

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