Overview

Price chart · mood · technical indicators

BFH

Bread Financial Holdings Incstock Financial Services

Credit Services

$83.5872.05%Current Market Mood:Bullish

Market Mood

Price Range (1Y)

$47.87$99.13

Current: $83.58

Idea: EMA

1Y Return

+22.7%

Sharpe 3Y

0.81

Market Comparison

vs Financial Services Sector & Credit Services Industry

BFH

+72.05%

1Y Performance

Fundamentals

Updated daily after market close

P/E ratio6.97Forward 7.87

EPS (TTM)$12.2549.3% YoY

Profit margin21.2%FINANCIAL SERVICES

Market cap$3.45BMid cap

Wall Street coverage

$95.67median target· current $40.39 (+136.9%)17 analysts

Via 3rd party. Not a recommendation or advice by The Balanced Investor Club. See disclaimer.

Valuation

Forward P/E: 7.87
PEG ratio: 0.61
P/B: 1.04
P/S (TTM): 1.30
EV/EBITDA: 6.08

Profitability & growth

ROE (TTM): 17.5%
Operating margin: 34.0%
Revenue growth YoY: 6.1%
Dividend yield: 1.0%
Beta: 1.14

Last earnings

Apr 23, 2026 · Estimate $2.89 · Reported $4.18

Analyst estimate. Actual results often differ.

Ratios are point-in-time. Historical metrics — no guarantees about what comes next.

News & Sentiment

50 articles · sorted by date

Page 1 of 3 · 50 total

Via 3rd party. Not a recommendation or advice by The Balanced Investor Club. See disclaimer.

About Bread Financial Holdings, Inc.

Company profile

Bread Financial Holdings Inc. provides lending and payment technology solutions to customers and consumer-based industries in North America. The company is headquartered in Columbus, Ohio.

Classification

Sector: Financial Services
Industry: Credit Services
Exchange: NYSE
Country: USA
Currency: USD

Company profile

HQ: 3095 LOYALTY CIRCLE, COLUMBUS, OH
Fiscal year end: December
Latest quarter: Mar 31, 2026

Market cap$3.45B

Shares outstanding$40.4M

52W high$99.13

52W low$47.19

Educational content · Not investment advice or recommendations

We're educators, not advisors. Your decisions are your own. Disclaimer

Overview

BFH

Market Comparison

Fundamentals

Wall Street coverage

Valuation

Profitability & growth

News & Sentiment

Does Stronger Q1 Results And Completed Buyback Tranche Change The Bull Case For Bread Financial (BFH)?

Trade Alert: Independent Chairman of the Board Of Bread Financial Holdings Roger Ballou Has Sold Stock

Vanguard Capital Management (NYSE: BFH) holds 5.11% of Bread Financial

Bread Financial Is Maintained at Outperform by Evercore ISI Group

Bread Financial Holdings Inc. stock underperforms Wednesday when compared to competitors

[SCHEDULE 13G] BREAD FINANCIAL HOLDINGS, INC. Passive Investment Disclosure (>5%)

Analysts Offer Insights on Financial Companies: Wsfs Financial (WSFS), Flagstar Financial (FLG) and Bread Financial Holdings (BFH)

Bread Financial Holdings Inc. stock underperforms Tuesday when compared to competitors

A Look At Bread Financial Holdings (BFH) Valuation After Strong Recent Share Price Gains

Bread Financial (NYSE: BFH) boosts Q1 2026 earnings, margin and capital returns

Bread financial director Roger Ballou reports $874929 common stock sale

Bread financial director Roger Ballou reports $874929 common stock sale

Bread Financial Holdings Inc. stock outperforms competitors on strong trading day

Bread Financial Q1 Earnings Beat Estimates on Higher Credit Sales

Bread Financial Holdings Inc. stock underperforms Friday when compared to competitors

BFH (BFH) files Form 144: affiliate plans to sell vested restricted shares via Fidelity

Research Alert: CFRA Keeps Hold Rating On Shares Of Bread Financial Holdings, Inc.

RBC Raises Price Target on Bread Financial Holdings to $105 From $90, Keeps Sector Perform Rating

Bread Financial Holdings Q1 2026 earnings preview

Jefferies raises Bread Financial stock price target on credit improvement

About Bread Financial Holdings, Inc.

Classification

Company profile

BFH

Market Comparison

BFH Market Analysis

Overview

BFH

Market Comparison

Fundamentals

Wall Street coverage

Valuation

Profitability & growth

News & Sentiment

Does Stronger Q1 Results And Completed Buyback Tranche Change The Bull Case For Bread Financial (BFH)?

Trade Alert: Independent Chairman of the Board Of Bread Financial Holdings Roger Ballou Has Sold Stock

Vanguard Capital Management (NYSE: BFH) holds 5.11% of Bread Financial

Bread Financial Is Maintained at Outperform by Evercore ISI Group

Bread Financial Holdings Inc. stock underperforms Wednesday when compared to competitors

[SCHEDULE 13G] BREAD FINANCIAL HOLDINGS, INC. Passive Investment Disclosure (>5%)

Analysts Offer Insights on Financial Companies: Wsfs Financial (WSFS), Flagstar Financial (FLG) and Bread Financial Holdings (BFH)

Bread Financial Holdings Inc. stock underperforms Tuesday when compared to competitors

A Look At Bread Financial Holdings (BFH) Valuation After Strong Recent Share Price Gains

Bread Financial (NYSE: BFH) boosts Q1 2026 earnings, margin and capital returns

Bread financial director Roger Ballou reports $874929 common stock sale

Bread financial director Roger Ballou reports $874929 common stock sale

Bread Financial Holdings Inc. stock outperforms competitors on strong trading day

Bread Financial Q1 Earnings Beat Estimates on Higher Credit Sales

Bread Financial Holdings Inc. stock underperforms Friday when compared to competitors

BFH (BFH) files Form 144: affiliate plans to sell vested restricted shares via Fidelity

Research Alert: CFRA Keeps Hold Rating On Shares Of Bread Financial Holdings, Inc.

RBC Raises Price Target on Bread Financial Holdings to $105 From $90, Keeps Sector Perform Rating

Bread Financial Holdings Q1 2026 earnings preview

Jefferies raises Bread Financial stock price target on credit improvement

About Bread Financial Holdings, Inc.

Classification

Company profile

BFH

Market Comparison