BFH Market Analysis

Wall Street coverage

third-party context

Wall Street coverage

$113.07median target· current $108.03 (+4.7%)18 analysts

Via 3rd party. Not a recommendation or advice by The Balanced Investor Club. See disclaimer.

News & Sentiment

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Via 3rd party. Not a recommendation or advice by The Balanced Investor Club. See disclaimer.

Fundamentals

Updated daily after market close
P/E ratio8.73Forward 10.26
EPS (TTM)$12.6721.2% YoY
Profit margin21.4%FINANCIAL SERVICES
Market cap$4.47BMid cap

Valuation

Forward P/E
10.26
PEG ratio
3.94
P/B
1.34
P/S (TTM)
1.64
EV/EBITDA
6.08

Profitability & growth

ROE (TTM)
17.4%
Operating margin
29.0%
Revenue growth YoY
3.8%
Dividend yield
0.8%
Beta
1.13
Last earnings
Jul 23, 2026 · Estimate $2.52 · Reported $3.55
Analyst estimate. Actual results often differ.

Ratios are point-in-time. Historical metrics — no guarantees about what comes next.

About Bread Financial Holdings, Inc.

Company profile

Bread Financial Holdings Inc. provides lending and payment technology solutions to customers and consumer-based industries in North America. The company is headquartered in Columbus, Ohio.

Classification

Exchange
NYSE
Country
USA
Currency
USD

Company profile

HQ
3095 LOYALTY CIRCLE, COLUMBUS, OH
Fiscal year end
December
Latest quarter
Jun 30, 2026
Market cap$4.47B
Shares outstanding$40.4M
52W high$111.13
52W low$53.34

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