The BalancedInvestor Club

Credit Services Industry Analysis

54 companies analyzed • Returns from -262.3% to +206.0% • Data through May 1, 2026

Company List (54 Results)

View:
Sort:

Industry Performance

(54/54 companies)
2025-05-05 → 2026-05-01
Weighted Avg
-4.0%
Best
+206.0%
Worst
-262.3%
Returns Distribution
Top 5
1. TROO+206.0%2. ECPG+85.3%3. EZPW+73.6%4. ENVA+60.2%5. BFH+55.7%
Bottom 5
1. DXF-262.3%2. LMFA-194.7%3. LX-134.1%4. QFIN-116.2%5. YRD-113.7%

TROO

+206.0%

TROOPS Inc

ECPG

+85.3%

Encore Capital Group Inc

EZPW

+73.6%

EZCORP Inc

ENVA

+60.2%

Enova International Inc

BFH

+55.7%

Bread Financial Holdings Inc

QD

+54.2%

Qudian Inc

FCFS

+48.4%

FirstCash Inc

GDOT

+44.1%

Green Dot Corporation

SEZL

+35.3%

Sezzle Inc.

ATLC

+34.1%

Atlanticus Holdings Corporation

SYF

+33.5%

Synchrony Financial

LPRO

+30.1%

Open Lending Corp

NNI

+28.2%

Nelnet Inc

ALLY

+27.3%

Ally Financial Inc

RM

+24.1%

Regional Management Corp

SOFI

+22.5%

SoFi Technologies Inc.

PRAA

+14.7%

PRA Group Inc

OMF

+14.6%

OneMain Holdings Inc

AXP

+13.9%

American Express Company

SNTG

+12.8%

Sentage Holdings Inc

1–20 of 54
Page 1 of 3
Methodology

The Weighted Average return (-4.0%) is calculated using market capitalization as weights. This gives larger companies more influence on the average, providing a more market-representative view.

52 companies with market cap data included: TROO, ECPG, EZPW, ENVA, BFH, QD, FCFS, GDOT, SEZL, ATLC and 42 more...

Educational content · Not investment advice or recommendations

We're educators, not advisors. Your decisions are your own. Disclaimer