The BalancedInvestor Club

Credit Services Industry Analysis

57 companies analyzed • Returns from -228.5% to +89.6%

Company List (57 Results)

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Industry Performance

(57/57 companies)
2025-07-22 → 2026-07-20
Weighted Avg
+0.1%
Best
+89.6%
Worst
-228.5%
Returns Distribution
Top 5
1. TROO+89.6%2. EZPW+83.0%3. ECPG+81.6%4. ENVA+70.3%5. ATLC+63.5%
Bottom 5
1. DXF-228.5%2. YRD-159.7%3. LX-158.2%4. VRM-136.1%5. XYF-133.7%

TROO

+89.6%

TROOPS Inc

EZPW

+83.0%

EZCORP Inc

ECPG

+81.6%

Encore Capital Group Inc

ENVA

+70.3%

Enova International Inc

ATLC

+63.5%

Atlanticus Holdings Corporation

BFH

+45.8%

Bread Financial Holdings Inc

FCFS

+45.1%

FirstCash Inc

QD

+37.5%

Qudian Inc

GDOT

+26.4%

Green Dot Corporation

SEZL

+24.4%

Sezzle Inc.

RM

+24.0%

Regional Management Corp

LPRO

+20.4%

Open Lending Corp

AGM

+17.3%

Federal Agricultural Mortgage Corporation

CACC

+17.1%

Credit Acceptance Corporation

ALLY

+15.9%

Ally Financial Inc

AXP

+14.6%

American Express Company

AGM-A

+14.4%

Federal Agricultural Mortgage Corporation

WRLD

+12.9%

World Acceptance Corporation

JCAP

+11.9%

Jefferson Capital, Inc. Common Stock

NNI

+10.5%

Nelnet Inc

1–20 of 57
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Methodology

The Weighted Average return (+0.1%) is calculated using market capitalization as weights. This gives larger companies more influence on the average, providing a more market-representative view.

55 companies with market cap data included: TROO, EZPW, ECPG, ENVA, ATLC, BFH, FCFS, QD, GDOT, SEZL and 45 more...

We're educators, not advisors. We don't make buy or sell recommendations under any circumstance. All content is for educational purposes. Past performance doesn't guarantee future results. Your decisions are your own. Disclaimer