The BalancedInvestor Club

XYF Market Analysis

Overview

Fundamentals

P/E ratio1.30
EPS (TTM)$3.79-81.9% YoY
Profit margin19.2%FINANCIAL SERVICES
Market cap$189.1MMicro cap

Valuation

Forward P/E
—
PEG ratio
—
P/B
0.17
P/S (TTM)
0.02
EV/EBITDA
0.51

Profitability & growth

ROE (TTM)
19.8%
Operating margin
43.9%
Revenue growth YoY
-14.1%
Dividend yield
11.4%
Beta
0.51
Last earnings
May 28, 2026 · Reported $0.14
Analyst estimate. Actual results often differ.

Ratios are point-in-time. Historical metrics — no guarantees about what comes next.

News & Sentiment

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Via 3rd party. Not a recommendation or advice by The Balanced Investor Club. See disclaimer.

About X Financial Class A

X Financial offers personal finance services in the People's Republic of China. The company is headquartered in Shenzhen, the People's Republic of China.

Classification

Sector
Financial Services
Industry
Credit Services
Exchange
NYSE
Country
China
Currency
USD

Company profile

HQ
AEROSPACE SCIENCE AND TECHNOLOGY PLAZA, SHENZHEN, CHINA
Fiscal year end
December
Latest quarter
Mar 31, 2026
Market cap$189.1M
Shares outstanding$22.2M
52W high$18.82
52W low$3.11

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